
	Don't forget to factor in closing costs when considering a home sale or purchase. STACIA L. WELLIVER is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 316.312.8773 if your needs include a professional REALTOR^® ready for the business side of real estate.

Anticipated closing costs

There are certain expected fees related to closing the sale of a house. These fees are commonly divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in KANSAS ~ to help show you through the transaction.

Loan-related closing costs (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, the following taxes are usually paid (Details)

Property Taxes
Transfer Taxes and Recording Fees

Insurance fees due at closing (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we negotiate your deal, I'll not only work to get the highest sales price, but I'll also advocate for limited closing costs. And once we've arrived at an agreement, I'll explain in detail the closing costs so you are informed of exactly where your money is going.

Buyers: When purchasing a house in Sedgwick County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a tolerable range so you're not startled when you arrive at the closing table. I'll be willing to go through the GFE with you, answering your questions and highlighting any estimates that seem off.